Don’t Let This Scam Keep You From Helping Others

Aristotle was one. So was Cyrus the Great Saint Nicholas Alexander Hamilton, Herbert Hoover and J.R.R. Tolkien. Even Marilyn Monroe, John Lennon and Steve Jobs were members of this special group of individuals: they were all orphans.
A painting of two orphans
Orphans have often appeared in literature. Tom Sawyer lived with Aunt Polly, Batman and Robin became crime-fighters as a way of avenging the death of their parents, Harry Potter is an orphan, and so is Tarzan. My own first meeting with an orphan was by way of the character Pip in Great Expectations.

When my daughter and her school buddies decided to find a group of real-life orphans to help, I was delighted. What could be a better aspiration for young people than reaching out to help those less fortunate?

We quickly ran into a snag, though: Orphanages are all but gone from the landscape of society—at least in the USA.

What happened to the orphans?

Orphanages were once the primary means of caring for children who had no parents or relatives able to watch over them. Early in the 20th century, there were upwards of 1000 orphanages in the United States, averaging 100 children each—most were founded by religious groups, but other non-sectarian charitable organizations were also involved.

Perhaps the most famous of them all is Boys Town. Founded in 1917 by Fr. Edward Flanagan, the orphanage was the subject of a 1938 film starring Spencer Tracy and Mickey Rooney. By the mid 1960’s, though, orphanages in the USA had pretty well disappeared. They were replaced by the new Aid to Families with Dependent Children (AFDC) social welfare program and a move towards foster homes in a family setting.

How can you be sure your gifts are reaching the children?

We gave up on our hope of finding an orphanage nearby—one that would allow face-to-face interaction with the children. We began looking to other countries where orphanages are still abundant. An internet search turned up plenty of them; but how could we avoid being scammed? How could we be sure our money, supplies and letters would actually be going to the orphans instead of lining the pockets of hucksters who used the kids for selfish reasons?

We were fortunate. Once the seed had been planted, it wasn’t long before we found out about an orphanage in Quito, Ecuador—on that is based on a family-style living environment and is solely supported by a USA-based company that is closely involved with the work on the ground. We decided to trust them to oversee our monthly donation.

What about you and your family? Do you have a heart for orphans, but aren’t sure how to go about finding the right organization to support? The home page of the Melaleuca Foundation may do for you what it did for us and end your search right away.

Other than that … good luck. It’s a jungle out there, and plenty of well-meaning folks are inadvertantly supporting corruption rather than children. I have heard the Charity Navigator website is a trustworthy resource, though I can’t personally vouch for it. Other organizations, like World Vision and Catholic Charities have stellar reputations.

Tips to be sure you aren’t getting scammed:

  • Be sure to find out what percentage of your donation will go to hands-on support. Many well-respected, IRS-registered charities spend more on salaries for officers than for the causes they champion. There will always be administrative expenses, but they should not take the lion’s share of the income from donors. Check Charity Navigator’s “10 Highly Paid CEOs at Low-Rated Charities” article for an eye-opening experience.
  •  Don’t fall for sales pitches. If you don’t personally know the people you are dealing with make sure to check them out thoroughly before donating. If the group is legitimate, they will be able to provide information about themselves openly and will have references you can follow up on. If you smell a rat, it’s probably because there is one.
  • Beware of giving anyone access to your financial information. Scammers are especially good at getting your okay for a small donation, then reaching in to take a large one. Here again, be sure you know whom you are dealing with before you open your purse or your heart to an emotional appeal.

That said, don’t let the crooks keep you from helping those in need. By taking a few precautionary steps, you can get matched up with a legitimate and trustworthy charity. There are plenty of them out there. Just beware—the scammers will play off your good intentions. With diligence, you excess can make a big difference in the life of someone who needs your help.

Featured images:

Author Casey Windsong normally writes about entrepreneurship, but Casey’s daughter wanted to know more about how to find an orphanage and help orphans — prompting this personal story.

What We Can Learn From One Of The Most Accomplished Counterfeiters?

Albert Talton is undoubtedly one of the most successful counterfeiters in the US history. He printed and passed over seven million dollars in counterfeit currency, all of it made with standard PC printers.

The DIY Guy

What is, perhaps, the most interesting thing about his career is that he started with no experience as a counterfeiter. He developed his own method of counterfeiting with no help or instruction from anyone else. We can learn a lot from this kind of do-it-yourself attitude.

When was the last time that you undertook something on your own? If you’re like most of us, you probably look to an authority figure to tell you what you can and can’t do. We’re conditioned to ask a teacher or a scientist or some other “expert” before we undertake any new endeavor and, we often allow what they tell us to determine whether we will be successful or not.

The Genius

Albert Talton shows us that we only need ourselves. Consider his attitude towards technology; he once bought a Bose speaker system because he wanted to know how it worked. He opened up the speakers and, after some trial and error, he not only figured out how they worked, but was able to reproduce a similar pair of speakers using components that he bought from an electronics store. How’s that for ingenuity?

The Curious Guy

If you could reverse engineer the technology in your life, how much more empowered would you feel? Consider his approach to counterfeiting. Sometime in 2004, his boss at the time showed him a fake $50 note. Talton took one look at it and knew he could do better. So, with nothing more than his own curiosity, he tried printing some fake money on an ordinary Hewlett Packard printer that he picked up for about $150.

The Problem Solver

Of course, his first attempts weren’t very good, so he set about improving his counterfeit money.

The Paper for the Marker

One of the main problems was the paper. Counterfeit detection pens will show if money is real or not by the type of paper used. The ink shows as yellow on real money and brown or black on fake money. After successfully trying the pen on a toilet roll, Talton realized he could use newsprint to make his fake money. Toilet rolls and newsprint are all made from the same recycled paper pulp and newsprint is cheap and easy to get a hold of.

The Meticulous Guy

Talton also figured out that he could make a realistic looking water mark and security strip by printing them on two pieces of paper and sticking them together to give it the look of something embedded. He would then print each side with the design of a $100 bill and finally, he would spray the fake bill with hairspray to give it the feel of an authentic bank note. He came up with all this with out guidance from any one.

The Fame

His counterfeit money was so good that the secret service has some of his bills framed and mounted as souvenirs. Talton is also the subject of a book and an upcoming feature film. Not bad for a guy who dropped out of college.

To deal with such a genius, perhaps only a counterfeit money checker can do.

Talton wasn’t aware that the counterfeiting is the most serious offense to the U.S. economy, otherwise he may probably put his ingenuity into good use.

Citations:

“Albert Talton’s Wild Ride: Lessons from a $7 Million Dollar Counterfeiter.” DailyFinance.com.
<http://www.dailyfinance.com/2009/08/26/albert-taltons-wild-ride-lessons-from-a-7-million-dollar-coun/>
“The Most Notorious Counterfeiter Albert Talton.” Details.
<http://www.details.com/culture-trends/news-and-politics/200908/the-most-notorious-counterfeiter-albert-talton>